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Our Testimonials

What Our Clients Are Saying

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"John and his team are the best! He has help me with several of my real estate loans, very professional and easy process. I'm so Happy that I met John and Sarah and always a pleasure to work with the Buwalda team"

Sol A. - Visalia , CA

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"Thank you John and his team great people went in and met with John after being turned down other places John's words "I'm going to get this done" and that's exactly what he did got me and my family approved and in a home it was a battle that he got done thank you so much for the help."

Daniel M.

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"John did a great Job with helping me get through my home buying process. If you are looking to make your first home purchase. I Highly recommend John and his team. Thanks again John!"

JUAN V.

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"John and his team were easily available for questions walked us through the process the entire time!"

Ashley D.

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"John provided me a private loan & we closed escrow in 7 days his communication & expertise was on point. google only allows 5 star review but they deserve 6 star rating"

Rinky Dinky Homes

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"John,Ann Marie, and Cheryl were amazing to work with. Made mine and my husband first time home buying experience easy and fast. Thank you all so much for everything! We are so over the moon with our h..."

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"Everyone at BMS was so helpful and polite and professional! They guided the way for me as it was my first time buying a home and helping me very step of the way and being so patient and showcased exce..."

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"John and the entire staff at BMS went above and beyond to provide us with the absolute best service possible. From start to finish they made us feel welcomed every single time we stepped into their of..."

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"Made the home buying process seamless. The process is already stressful enough but BMS really made it simple and easy to understand. They answered all my questions all the way past closing. Highly rec..."

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"BMS and everyone there were excellent in getting all of our needs met! I highly recommend them!!! They all exceeded my expectations and now we have a beautiful home that we love!!! Thank you BMS team!..."

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"John and his team made refinancing our home a breeze! Everything was right there in front of us and we always knew what was going on. Not once did we have to worry about a thing. Fast, efficient and v..."

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"John and his team are amazing to work with! They handled the refinance of our home so professionally. It seemed as though there was never an issue that they couldn't handle. Definitely thinking outsid..."

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"John and his team at BMS are very helpful and they thoroughly answered all of my questions. They were quick to return phone calls and always gave their full attention to satisfy my needs. I would high..."

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"None and his team are fantastic! They were all so helpful and knowledgeable, in helping me with my refinance needs! Shout out to AnneMarie and her team for getting things done in a timely manner!"

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"First time home buyer. VA loan. Offered best financing package compared to other local lenders. Great rate. Very smooth process. You will not regret choosing to work with John and his staff."

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"Outstanding. From start to finish. What a pleasure John and his team are to work with.First buying experience could not have been better"

Cory J.

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"I've been there before but now there's a post in the window that you need an appointment and I didn't know I called the number that's in the post and never got a call back"

Griselda C.

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"John is Very informative, honest and helpful. Really made the road to first time homeownership easier than I expected."

Parrisha F.

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"John and his processor Lesley really went the extra mile to make sure our escrow got closed on time! Our contract was expiring and they stayed on the underwriter to get the conditions signed off, so we could get docs out, signed and back to fund on time, which it did...Hallelujah!! This is my third transaction with John and his Team, and they just really know how to make a deal work...I highly recommend them!"

Edward D.

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"John and Lesley were wonderful to work with! They are both very knowledgable in their trade and were very communicative through our entire escrow process. I would highly recommend them to any buyer who's looking to buy a home."

Andrea G.

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"John did a great with the refinance on our home! He helped us take advantage of the VA IRRRL and reduced our monthly payment by $400 with minimal closing costs. John and his team got the job done quickly and did a great job of explaining all the questions that we had. Thank you John, will definitely be reaching out for future loan needs!"

Anthony M.

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"John is very knowledgeable; if you were not friends with him before, you would be after the home loan process. He knows the markets and wants what's best for his clients; I asked him why he doesn't advertise like everyone else. John said, "Word of mouth is how I connect with most of my clients." Well, guess what.That's how I connected with him because, in my opinion, that's better than advertising.Thanks again John"

Blake G.

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"John is a rare treat.He goes the extra mile to get his clients the financing they need, and quickly provides his lender partners an entire package, so that a positive decision is quick and easy!!"

Anthony F.

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"The best!!!! Gets things done quickly and efficiently. Very knowledgeable."

Dr J.

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"My husband and I have loved working with the BMS team! John and his associates are professional, communicative, and efficient. Home buying, especially for the first time, is stressful. While they coul..."

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"John made home buying such an easy process, very attentive and him and his staff were on top of it every step of the way. Super"

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"Great team of people to work with, they are on top of their game and will give you full support. Highly recommend them for your home buying needs. They even stepped in to ease negotiations when needed..."

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"I highly recommend working with John Buwalda! He was able to finalize my loan on a strict deadline. John communicated with me on every step of the process."

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"Thank you John & team at BMS for the great service and attention to detail! Communication was excellent, couldn't have asked for a smoother transaction."

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"Outstanding in every way. Took time to explain everything about the process. Excellent people that are very knowledgeable and caring about the client. Family friendly."

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"Want to thank everyone at BMS. Especially Annamarie, John and Cheryl. When we needed something boy they were on it. ASAP either a call or tex. We got approved for are first house very fast. Please giv..."

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"As a first time home buyer buwalda inc made the process stress free and enjoyable. John and his staff were very professional and knowledgeable. They make sure you feel comfortable with everything that..."

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"John,Ann Marie, and Cheryl were amazing to work with. Made mine and my husband first time home buying experience easy and fast. Thank you all so much for everything! We are so over the moon with our home and how fast we got to move into it!"

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"Everyone at BMS was so helpful and polite and professional! They guided the way for me as it was my first time buying a home and helping me very step of the way and being so patient and showcased excellent communication along every step!"

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"John and the entire staff at BMS went above and beyond to provide us with the absolute best service possible. From start to finish they made us feel welcomed every single time we stepped into their office, they kept us informed throughout the entire process, they answered all questions and concerns we had, and completed everything in a timely manner. There was a couple obstacles with the VA loan that caused me to worry at times but John and his amazing staff remained confident throughout and assured me that they would do whatever necessary get my family into our dream house, they did just that. They made us feel as if we were the only family they were helping when in reality they were working with many families at the same time. I'm fortunate to have heard about John and BMS through my good agent and will highly recommend BMS to every single person I come across looking to buy or refinance a house. We now have a beautiful house to call home thanks to John and the professional staff at BMS."

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"Made the home buying process seamless. The process is already stressful enough but BMS really made it simple and easy to understand. They answered all my questions all the way past closing. Highly recommend!"

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"BMS and everyone there were excellent in getting all of our needs met! I highly recommend them!!! They all exceeded my expectations and now we have a beautiful home that we love!!! Thank you BMS team!"

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"John and his team made refinancing our home a breeze! Everything was right there in front of us and we always knew what was going on. Not once did we have to worry about a thing. Fast, efficient and very professional."

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"John and his team are amazing to work with! They handled the refinance of our home so professionally. It seemed as though there was never an issue that they couldn't handle. Definitely thinking outside the box!"

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"John and his team at BMS are very helpful and they thoroughly answered all of my questions. They were quick to return phone calls and always gave their full attention to satisfy my needs. I would highly recommend them!"

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"None and his team are fantastic! They were all so helpful and knowledgeable, in helping me with my refinance needs! Shout out to AnneMarie and her team for getting things done in a timely manner!"

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"First time home buyer. VA loan. Offered best financing package compared to other local lenders. Great rate. Very smooth process. You will not regret choosing to work with John and his staff."

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"I had a great experience with John Bawalda and his staff especially Ann marie, they were really professional and helpful and were always there anytime I had any questions, I would highly recommend them!"

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"We did the refinance, and it went very smoothly. They helped us a lot and made sure we got the best deal. I'm very happy with their efforts and totally recommend others to do business with them!"

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"Our experience was easy and fast, and the staff was available at all hours to answer any questions we had or to meet face to face to go over anything."

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"First time refinancing and they made it way easier than I thought. I would highly recommend Buwalda Mortgage to anyone interested in buying or refinancing. I didn't have to do anything; they handled everything!"

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"I highly recommend this company for all home loan needs. Very friendly and most importantly very patient with me. They took time to explain and made sure I was happy."

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"This is my first home, and I can not begin to tell you how smooth this process was. I met with my loan officer, and from that moment on, his team was so efficient. AnneMarie was so helpful at any time of day."

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"John and AnneMarie were so helpful throughout the entire process. As a first time homebuyer, I had so many questions and needed clarification for a lot of things in the paperwork. They were always texting me back immediately."

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"John and AnneMarie were great to work with. Rates were the lowest in town, excellent customer service, and very friendly. I'd highly recommend using them!"

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"Great staff which made the experience nice and easy. They kept me informed with the process and worked with my schedule. They are great at what they do!"

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"Great staff, very friendly and professional with excellent communication! The transaction was smooth and timely! Made buying a home easy! Would highly recommend!"

"This was our first home purchase and I was a little scared. Everyone in the office made me feel at ease and as though there was nothing to worry about!! They worked hard to make sure things ran as smoothly as possible!"

"Would highly recommend and definitely use BMS again if I was to purchase another home. John was very personal, kept me informed, and worked hard on getting all the fine details tuned in. As a home buyer, I couldn't be happier!"

"I have purchased 3 homes. John Buwalda and staff are the best I have had the pleasure of doing business with. I love how they keep you informed and are with you through the entire process. I kept thinking, how can it be this easy!"

"I am so thankful I went with BMS to process my loan! They made what could have been a stressful experience one of the easiest experiences I've ever had! The office is so friendly and welcoming! Definitely recommend."

"I would have gone crazy if it wasn't for all of their assistance. They were always there to answer any question I had. Not to mention flexible to our crazy work schedules. Definitely recommending and using them again!"

"Very easy working with Buwalda Mortgage. Thank you for all your help getting this done!! We couldn't have gotten through all the hurdles without BMS. It was a great experience. They got us the rate we wanted."

"They were so good to us, knowledgeable, and made things so easy! Annemarie was an awesome resource for all of our questions. I would definitely recommend them."

"BMS made it possible for us to purchase an investment home and guided us in every phase of the home loan process. Their team works hard to ensure that the client receives the best service. I'd recommend them to anyone!"

"I am very pleased that all my questions were answered and my loan was processed in a professional and expedient manner. This is the second time I have done business with BMS, and will again as situations arise!"

"Wonderful experience. Everyone I dealt with at this company was super helpful and attentive. They were available all the time and made the process fast and effortless. Highly recommend."

"I was happy with all the process and the help I received from the office. I was pleased with the effort to finish everything, and the communication was perfect, and this office treated me well."

"John was there to answer all questions and helped make the entire process easy! Very professional! His associates were fantastic to work with! Highly recommend!"

"The entire team at BMS was fantastic. Quick, responsive and polite every step of the way! I bought my house sight unseen and the team made sure that I was kept up to date from 2,500 miles away and explained every detail."

"I'm so happy that I had the pleasure to work with the Buwalda team. Especially Annemarie; she was amazing! She was patient with me and made sure to go above and beyond to get the job done in a timely manner."

"John & his staff, especially AnneMarie, are fabulous! AnneMarie made the process simple, easy, and stress-free! Recommend them to everyone. My process was quick and I would use them again!"

"John and his staff were very professional. They completed the paperwork and responded to any questions very efficiently. I like their honesty and didn't have any surprises during the loan process."

"Loan process was fast and easy. Was able to answer questions and provide details. Availability and response were extremely fast via email, phone call, and text. Very satisfied with the process. John and his team were great."

"John's group was helpful, knowledgeable, went above and beyond, informative, and most of all, kind and patient. Genevieve kept me updated on the loan processing, and Cheryl kept me updated on emails and quick responses."

"Being a first-time home buyer, I was worried and scared of the whole process. BMS made our experience wonderful! Always there to answer any questions we had. I highly recommend BMS! Thank you!!"

"The BMS team communicates flawlessly. Although the process was held up on the other end, they were able to help push when needed and kept me comfortable. We closed a little late, but that was not due to BMS."

"As first-time home buyers, BMS helped us through the whole process. They answered every question we had within minutes and explained everything very clearly every step of the way. Would definitely recommend them!"

"Buwalda Mortgage Services helped us buy our dream house. They helped us in all possible ways to get our loan done on time. The process was smooth and fast. All our queries were answered promptly. The best experience ever!"

"Everyone was so nice and helpful. They took care of all my home-buying needs. I was on a time crunch, and they got to work. We closed two weeks sooner than expected. I'm so happy with the way everything turned out."

"The staff is amazing and very friendly! They were always available to answer our questions and notified us on any updates or documents that needed to be e-signed. I would highly recommend Buwalda Mortgage Services."

"Our home purchase wasn't painful at all it was easiest purchase ever. We kept waiting for the ball to drop from previous painful home purchases. Would use John again."

"This team is amazing! They went the extra mile to get our loan done! They really worked hard to make our dream come true!! First time buyers! Sooo happy moving into our home today!!!!"

"The Buwalda company helped my wife and I purchase our first home! Through all the obstacles, signed escrow and got the keys same day! They worked hard to keep me updated and make sure I signed the right papers."

"Wasn't really too sure what to expect as a first-time home buyer but the entire process went very smoothly. There were a couple last minute unexpected delays in escrow but John did an excellent job to manage it."

"I recently purchased my home and John was so helpful. Up front with everything. Him and his team helped so much. The process went faster than I expected. I highly recommend him to anyone. Professional and supportive."

"We are first-time home buyers. John and his team were great at helping with every step of the process! They are also very friendly and quick to reply to any questions or concerns."

"As a first-time home buyer, we were in the dark trying to figure out how to go about acquiring a loan. After talking to several banks, we felt like there was no hope. They made it so hard to get pre-approved. BUWALDA made it easy."

"I had an extremely rare situation, other lenders were trying to play games to make me pay more money and so they could do less work. BUWALDA was more than willing to help me in my unique situation and get things done right."

"John and his crew were very helpful in explaining the process to my fiancé and I on our very first home purchase. They were patient as I asked for clarity on many things more than twice. The process was smooth and transparent."

"Great service! Made my first time buying a home a great experience. Thanks for everything guys. I can't believe I'm finally a homeowner! Whooo! Whooo!"

"Has great assistants. Helped me with all my paperwork and were able to work with me and my work hours. A lot of people say home buying is stressful but with this group of people it was actually very fun."

"John, AnneMarie, & Cheryl were all great. As a first time home buyer they really took the time to help and make sure I was given the best experience. They were on top of everything and always one step ahead."

"John Buwalda and his team are the best out there. Always there to answer any questions and help you through every step. No matter what the time of day. Extremely easy to get ahold of at all hours. Highly recommended."

"John Buwalda and his crew were amazing. They are a 'getting it done' type of team no doubt. I recommend them to the max they were a true blessing to me and my family. Thank you so much you guys, I mean that."

"Highly/ Extremely recommended for sure, very knowledgeable with a positive attitude. Team/staff very helpful & compassionate. Loan was very fast & smooth. We definitely give them thumbs up. Thank you!"

"Best experience!! They were very patient to explain anything I had questions on or didn't understand. It was also very convenient that any documents were sent via email so I was able to review at home."

"John and his people did a great job in helping me purchase my first home. John is a great and patient guy and will answer all questions and help you out getting your dream home. Would recommend him to anyone."

"After 3 months of working with a different lender, John agreed to meet me the same day we contacted him (6pm!). In 1 hour he gave me more information about my file and what he needed than the previous lender did in 3 months."

"John is very knowledgeable and a hard worker. He usually gets you what you want. Very good to work with. John will work with you and give you a game plan to follow."

"Such a positive experience working with John and his team. Being a first-time buyer I had tons of questions and they were very patient with me. From start to finish they went above and beyond with my needs."

"From the beginning of the home buying process, John and his assistant AnneMarie were in constant communication keeping us informed and up to date; and brainstorming for better ideas for better terms."

"John was great, easy-going, and helpful. John and his team are great. They walked me through the whole process constantly keeping me informed and ensuring the first-time home buyer experience was smooth."

"We bought our home in the late summer 2007 when values were high and loans were risky. After almost 10 years of trying to refinance we were still stuck in a terrible home loan situation, until now. Thank you for the help!"

"Purchasing a home from across the country was made easy by John's thorough and insightful knowledge. He was available to answer any and all questions and held our hand through the whole process. We would highly recommend him."

"John was very easy-going and calm, which I needed! He had to do a lot of hand-holding because I was very stressed about making the purchase. He was on top of everything and made sure things went smoothly."

"John Buwalda has helped me with two very complex loans in the last 18 months. He is tenacious about finding the right loan to fit your situation. I highly recommend him."

"Our lender made that side of the process really easy for us. They were on top of things which made the lending process less stressful. They were very easy to work with."

"The process was smooth - Very organized, timely and well-spoken. I love working with Buwalda Mortgage! I would highly recommend to any number of people I do business with."

"John is very responsive and knowledgeable. Process went incredibly smooth and quick, (less than 2 weeks). If you are looking to refinance or purchase I highly recommend John and his team. Outstanding!"

"I want to say that John was always following up with us, if we had questions he always answered them, was even looking at houses for us believe it or not. I was a long process looking for a home in the area and he helped tremendously."

"John and his team are great. We had a borrower that 4 lenders said NO to. Then John took over the file and closed it in 10 days. Amazing work. Amazing lender."

"John did a great job of getting a complex loan done on my property when no one else could. He has access to many different financing options and he found the one that was right for me."